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Best Extended Auto Warranty Companies in Waco, TX

Sept. 27, 2019, 4:48 p.m.

Buying a car can be confusing. The difference between included warranties and extended auto warranties is just another headache. Our partners at ConsumerAffairs researched the best extended auto warranties in Waco for companies that rank highly in customer satisfaction and support. This guide breaks down what an extended auto warranty is and who might need to purchase one.

Everyone deserves to make thoughtful, informed purchase decisions. The local guides provided on this website are free for consumers. 25 ABC may receive compensation from our partners. Learn more.

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#1
MOST POPULAR
Endurance

Coverage when you need it!

VISIT WEBSITE
CALL ENDURANCE
(855) 329-7711
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#1 MOST POPULAR
Endurance
Endurance
Features
  • Available in Waco
  • 4 available plans
  • Direct provider, not a warranty broker
  • Pays mechanic directly
Read More
VISIT WEBSITE
CALL ENDURANCE
(855) 329-7711
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#2
CARCHEX
CARCHEX
Features
  • Available in Waco
  • 30,000 repair facilities available
  • Towing & rental car included
  • 5 plans available
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VISIT WEBSITE
CALL CARCHEX
(866) 254-0172
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#3
CarShield
CarShield
Features
  • Available in Waco
  • Powertrain & specialty plans
  • Coverage for recreational vehicles
  • Plans for every vehicle & budget
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VISIT WEBSITE
CALL CARSHIELD
(800) 974-9385
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#4
Infinite Auto
Infinite Auto
Features
  • A+ BBB Rating
  • 24/7 roadside assistance
  • Guarantees 100% payment in event of any breakdown
  • Available in Waco
Read More
VISIT WEBSITE
CALL INFINITE AUTO
(734) 366-4354
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Protect My Car
Protect My Car
Features
  • 3 plans available
  • 30-day money-back guarantee
  • Available in Waco
  • Rental car benefits
Visit Website
(609) 401-2762
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AA Auto Protection
AA Auto Protection
Features
  • Wear & tear coverage options
  • Resolves claims quickly
  • 30-day money-back guarantee
  • Available in Waco
Location
Serves residents in
Waco, TX
(888) 222-4445
Delta Auto Protect
Delta Auto Protect
Features
  • ASE-licensed technicians on staff
  • Available in Waco
  • Customizable plans
  • Price match promise
Location
Serves residents in
Waco, TX
(866) 598-5429
American Auto Shield
American Auto Shield
Features
  • Your choice of mechanic
  • Wear & tear coverage options
  • Resolves claims quickly
  • Serving customers for over a decade
Location
Serves residents in
Waco, TX
(800) 531-1925

The need for an extended auto warranty in Waco

Waco skyline

Waco is planning to treat nearly 11.7 million square feet of street in the Waco Pavement Management Program. Roads under construction can lead to greater wear and tear on your car. An extended auto warranty can help pay for repairs to damaged mechancial systems.

The term extended warranty is somewhat misleading. An extended auto warranty isn’t a warranty in the traditional sense. An extended auto warranty is an insurance policy on your vehicle that covers mechanical and electrical systems for a set period of time or mileage. New and used cars that include a traditional warranty have that price wrapped into the total cost while an extended warranty is an additional cost.

Extended auto warranties come in two types:

  1. Original equipment manufacturers (OEMs)
  2. You may be more familiar with the two types of OEM warranties: powertrain and bumper to bumper. An OEM (also called dealership extended warranty) extends what coverage your car had when it was new. OEMs typically have specific requirements for service, including what is covered and where it can be serviced.

  3. Aftermarket (third-party) warranties
  4. These warranties are through third-party insurance or warranty companies. They offer similar coverage to OEMs but may have their own rules and requirements, especially when it comes to where your car can get serviced. These warranties are typically cheaper than dealership warranties, but may have higher deductibles and require up-front repair payment through a claim reimbursement process that may take months.

Should I purchase an extended auto warranty?

The median price for an extended auto warranty is $1,200, according to a study by Consumer Reports. Out of those who purchased an extended auto warranty, 45 percent used it for repairs during the lifetime of the policy. Purchasing an extended auto warranty is a gamble—but it does make sense for some vehicles in the long run.

Here are questions you should ask yourself as you consider one:

Does the extended warranty cost outweigh the expected repair costs? Read through the most expensive things your plan covers and research what that would cost if repaired out of pocket. If that cost is larger than your plan per year, you may be better off with a warranty.

What’s the process for claims? Make sure the process is fair and simple, without months between reimbursement or approval.

Is my vehicle already covered? Manufacturers often include their own factory warranties that are longer than extended auto warranties. You may not need additional coverage. In fact, the FTC warns consumers against buying an extended warranty that duplicates coverage by the original warranty.

Do I need to change my mechanic? Some auto body shops won’t work with certain warranty plans. If you’re especially loyal to one mechanic, check with them before you sign a contract.

Have I found the best price available? As with car insurance, you should get quotes from different companies. It’s suggested that you do this before you go to purchase your car so you can compare online policies with those presented by the dealership. You can buy a warranty at any time, including after delivery of the vehicle. Don’t feel obligated to sign a warranty contract at the dealership.

Endurance

Endurance

CALL ENDURANCE

(855) 329-7711 VISIT ENDURANCE

Unlike other plan resellers, Endurance is a direct provider from quote to claim. Endurance has been nominated for many awards in the industry, including best business, top workplaces and best customer service department. With four coverage levels to choose from, Endurance covers all budgets and vehicles.

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CARCHEX

CARCHEX

CALL CARCHEX

(866) 254-0172 VISIT CARCHEX

CARCHEX has five levels of coverage with a total of 18 types of policy plans. CARCHEX was founded in 1999 and has a great reputation. CARCHEX is accredited with the BBB and maintains an A+ rating. Reviewers state that CARCHEX’s prices are competitive and the warranty services are convenient. CARCHEX also promises to match prices on warranties as well.

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CarShield

CarShield

CALL CARSHIELD

(800) 974-9385 VISIT CARSHIELD

CarShield offers six types of warranty plans, including specialty plans that cover electronics and all-terrain vehicles. Its customer service specialists will help you determine which plan is right for you based on your budget and vehicle. CarShield is a broker for service contracts, so all claims are handled through your plan administrator. CarShield currently is not accredited by the BBB and has an F rating on the site.

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Infinite Auto

Infinite Auto

CALL INFINITE AUTO

(734) 366-4354 VISIT INFINITE AUTO

Infinite Auto Protection offers three extended auto warranty plans. Each comes with a 30-day money-back guarantee and 24/7 roadside assistance. Customers like being able to take their vehicles to any dealership or certified repair shop and say Infinite Auto Protection has an efficient claims process and low deductible.

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Our partners independently research and analyze the companies mentioned in our guides and work with subject matter experts to add valuable information that helps consumers make smart purchase decisions. Our partners will not include companies on these guides that do not meet specific quality standards. The compensation we receive from our partners may impact how and where companies appear on our site, including the order in which they appear.

Our partners independently research companies, and use editorial discretion to award companies with special recognition (i.e. Best Value) based on their staff’s judgement or subject matter expert’s judgement. Our partners do this to help you identify companies that will meet your specific buying needs, and do not receive compensation for these designations.